Mortgage Guides
Structured UK mortgage guides for buying, switching and managing a mortgage with more depth than a calculator page can provide.
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Browse by basics, practical guides, schemes or advanced topics so you can move straight to the layer that fits the decision.
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Mortgage Basics
Mortgage Basics UK 2026: How Mortgages Work
Beginner's guide to mortgages in the UK in 2026. Learn the core terms, repayment structures, rate types, affordability checks and the key checks to make before you apply.
Stamp Duty Guide UK 2026: SDLT Rules
Guide to SDLT in England and Northern Ireland. Check residential rates, first-time buyer relief, additional-property charges and non-resident surcharge rules.
Mortgage Fees Guide UK 2026: Buying Costs
UK guide to mortgage and home-buying costs in 2026, including product fees, surveys, legal costs, Land Registry fees and rate-versus-fee choices.
Mortgage Credit Score Guide UK 2026
UK guide to credit scores and mortgage applications. Check reports, common blockers and what to fix before applying.
Mortgage Interest Rates UK 2026: Fixed, Tracker and SVR Guide
UK mortgage interest rates guide for 2026. Compare fixed, tracker, discount and SVR deals, Bank Rate context and rate-choice trade-offs.
Practical Guides
First-Time Buyer Guide UK 2026: Deposit, AIP, Costs and Schemes
UK first-time buyer guide for 2026. Plan your deposit, borrowing range, AIP, buying costs, stamp duty and scheme choices.
Remortgaging Guide UK 2026
UK remortgaging guide for 2026. Check when to start, what happens when a deal expires, switching choices and costs.
Buy-to-Let Mortgage Guide UK 2026
UK buy-to-let mortgage guide for 2026. Check lender criteria, rental income reporting, SDLT, finance-cost rules and landlord duties.
Government Schemes
UK Home Ownership Schemes 2026: LISA and Shared Ownership
Guide to live and legacy UK home ownership routes in 2026, including Lifetime ISA, First Homes, Shared Ownership, Right to Buy and Help to Buy.
Lifetime ISA Guide UK 2026: Bonus and Rules
Lifetime ISA guide for first-home buyers in 2026. Check the 25% bonus, £4,000 allowance, 12-month rule, £450,000 cap and Help to Buy ISA overlap.
Shared Ownership Staircasing Guide UK 2026
Shared ownership staircasing guide for 2026. Understand buying more shares, rent changes, 1% staircasing, lease checks, service charges and SDLT.
Advanced Strategies
Self-Employed Mortgage Guide UK 2026
UK guide for self-employed mortgage applicants. Check documents, business-structure criteria and preparation steps before applying.
Mortgage Overpayments Guide UK 2026: Rules and ERCs
UK guide to mortgage overpayments in 2026. Check lender limits, early repayment charges, flexible mortgages, offsets and when saving cash may be stronger.
Early Repayment Charge Guide UK 2026: ERC Costs
Guide to UK mortgage ERCs in 2026. Understand overpayment allowances, exit fees and when a switch or large overpayment needs a lender check.
Equity Release Guide UK 2026
UK guide to equity release in 2026. Compare lifetime mortgages, home reversion, later-life borrowing costs, protections and alternatives.
Property CGT Guide UK 2026: PRR and Reporting
Guide to UK property CGT in 2026/27. Understand residential CGT rates, Private Residence Relief, allowable costs, the annual exemption and 60-day reporting.
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