Mortgage Blog
Editorial analysis, decision frameworks and practical walkthroughs for UK mortgage questions that need more than a calculator result.
Market context
Use the blog for time-sensitive mortgage context, policy changes and what published updates actually mean for borrowers.
Decision articles
These posts are built to help with choices such as fixed versus variable, overpay versus hold cash, or what to ask when a deal is ending.
Best used with tools
Read the article for the framework, then move into the calculators when you need to test your own numbers.
Mortgage Deal Ending Soon? 10 Questions to Ask in 2026
2026 checklist for borrowers whose mortgage deal is ending soon. Compare timing, staying put, switching and support options before payments change.
UK Mortgage Market Outlook 2026: Borrower Briefing
Mortgage market briefing for the UK in 2026. See what is confirmed after the April Bank Rate decision and what borrowers should watch next.
Self-Employed Mortgage in 2026: A UK Preparation Framework
Preparation guide for self-employed mortgage applicants in 2026. Check HMRC documents, case presentation and why lender criteria differ.
Fixed vs Variable Mortgage 2026: UK Guide
UK guide to fixed, tracker and variable mortgages in 2026. Compare payment certainty, flexibility, deal timing and Bank Rate context.
10 First-Time Buyer Mistakes in 2026: A UK Buying Checklist
A UK checklist of first-time buyer mistakes that stall purchases or weaken mortgage options, from deposit-only budgeting to outdated scheme assumptions.
Overpay Mortgage or Invest in 2026? UK Guide
UK guide to overpaying a mortgage, holding cash or investing in 2026. Compare certainty, liquidity, tax and time horizon.