Disclaimer

Last updated: 18 April 2026

Important notice

MortgagePro.uk provides calculators, guides, lender pages and editorial content for information and planning purposes only. The site is not a lender, broker or regulated mortgage advice service.

Calculator outputs are indicative

Calculator results are generated from the information you enter and the assumptions explained on the relevant page. They are useful for scenario testing, budgeting and comparison, but they are not a mortgage offer and they do not guarantee the result a lender will give you.

Real outcomes can differ

Mortgage outcomes depend on factors that a public calculator cannot fully replicate, including:

  • the lender's current underwriting and affordability rules
  • your income evidence, credit history and existing commitments
  • the property type, valuation result and legal title
  • rate changes, tax changes or policy changes after a page was reviewed

Rules, taxes and lender criteria can change

Some pages discuss stamp duty, capital gains tax, savings products, government schemes or lender-specific routes. Those areas can change quickly. Always confirm the live position with the relevant official source, lender or professional adviser before you commit to a financial decision.

No regulated mortgage advice

Nothing on MortgagePro.uk constitutes regulated mortgage advice, tax advice or legal advice. If you need advice that is specific to your circumstances, speak to an appropriate professional, such as an FCA-authorised mortgage adviser, solicitor or qualified tax adviser.

External links

The site links to official guidance, lenders and other third-party resources where helpful. Those sites are controlled by their own operators and may change without notice.

Use of the site

By using the site, you accept that MortgagePro.uk is a planning and information resource only. You remain responsible for checking the live terms, rates, fees, criteria and legal obligations that apply to your own case.

Liability

To the fullest extent permitted by law, MortgagePro.uk is not liable for loss or damage arising from reliance on site content, calculator outputs or external links. If a decision is important enough to carry legal or financial consequences, it should be checked with the appropriate live source or adviser.