Our Mortgage Services

Professional-grade services and tools designed to support every aspect of your mortgage journey.

Core Mortgage Services

Essential services for all mortgage needs

Mortgage Affordability Assessment

Professional affordability calculations using industry-standard criteria. Understand exactly how much you can borrow based on your income, expenses, and financial commitments.

  • Income multiple analysis
  • Stress testing at higher rates
  • Debt-to-income ratio calculations
  • Multiple income source evaluation
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Mortgage Payment Calculations

Accurate monthly payment calculations for different mortgage types, terms, and interest rates. Plan your budget with confidence using our professional tools.

  • Repayment mortgage calculations
  • Interest-only payment analysis
  • Variable rate scenario planning
  • Payment frequency options
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Property Investment Analysis

Comprehensive buy-to-let and property investment analysis tools. Evaluate rental yields, cash flow, and investment returns with professional accuracy.

  • Buy-to-let mortgage calculations
  • Rental yield analysis
  • Cash flow projections
  • Portfolio performance tracking
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Specialized Services

Advanced services for specific mortgage scenarios and requirements

Government Scheme Analysis

Expert analysis of UK government mortgage schemes including Help to Buy, Shared Ownership, and first-time buyer programs.

Explore Schemes

Mortgage Cost Analysis

Comprehensive analysis of all mortgage-related costs including fees, charges, insurance, and tax implications.

Calculate Costs

Remortgage Services

Professional remortgage analysis to help you find better deals and optimize your mortgage arrangements.

Analyze Options

Mortgage Stress Testing

Advanced stress testing to ensure your mortgage remains affordable under different economic scenarios.

Run Stress Test

Amortisation Scheduling

Detailed amortisation schedules showing how your mortgage balance reduces over time with payment breakdowns.

Generate Schedule

Mortgage Comparison

Side-by-side comparison of different mortgage products to help you choose the best option for your needs.

Compare Mortgages

Why Choose Our Services

Professional advantages that set our mortgage services apart

Industry-Standard Accuracy

Our calculations follow the same standards used by UK lenders and financial institutions, ensuring reliable results you can trust.

Real-Time Updates

All tools are regularly updated to reflect current UK mortgage regulations, interest rates, and lending criteria.

Mobile-Optimized

Access all services from any device with our responsive design that works perfectly on desktop, tablet, and mobile.

Privacy Protected

Your financial information is never stored or shared. All calculations are performed locally in your browser for maximum privacy.

Educational Resources

Comprehensive guides and explanations help you understand the results and make informed mortgage decisions.

Professional Support

Access to detailed documentation and support resources to help you get the most from our services.

How Our Services Work

Simple steps to access professional mortgage services and calculations

1

Choose Your Service

Select the mortgage service that matches your needs from our comprehensive range of professional tools and calculators.

2

Enter Your Details

Input your financial information using our secure, privacy-protected forms. All calculations are performed locally in your browser.

3

Get Instant Results

Receive professional-grade calculations and analysis immediately, with detailed explanations and actionable insights.

4

Make Informed Decisions

Use the results to make confident mortgage decisions, with access to additional resources and related tools for comprehensive planning.

Frequently Asked Questions

Common questions about our mortgage services and how to use them effectively

Are your mortgage services free to use?

Yes, all our mortgage calculation services are completely free to use. There are no hidden fees, registration requirements, or usage limits. You can access all tools and services immediately.

How accurate are your mortgage calculations?

Our calculations use the same industry-standard formulas and criteria used by UK lenders and financial institutions. They are regularly updated to reflect current regulations and market conditions, providing highly accurate estimates.

Do you store my personal financial information?

No, we do not store any personal or financial information. All calculations are performed locally in your browser for maximum privacy and security. Your data never leaves your device.

Can I use these services for buy-to-let properties?

Yes, we have specialized services for property investors including buy-to-let mortgage calculations, rental yield analysis, and investment portfolio tools designed specifically for the UK property market.

Do you provide mortgage advice or recommendations?

We provide calculation tools and educational resources, but we do not provide regulated mortgage advice. For personalized mortgage advice, please consult with a qualified mortgage advisor or broker.