Help to Buy Scheme Explained
Comprehensive guide to the Help to Buy equity loan scheme, eligibility requirements, application process, and repayment terms.
Read GuideGovernment Support for Homebuyers
The UK government offers various schemes to help people get onto the property ladder and support existing homeowners. These programs can provide significant financial assistance, from equity loans to ISA bonuses and tax relief.
Understanding these schemes is crucial for maximizing your purchasing power and accessing the best possible terms for your property purchase. Each scheme has specific eligibility criteria and benefits, so it's important to understand which ones apply to your situation.
Help to Buy
Equity loan schemes for new-build properties
Shared Ownership
Part-buy, part-rent affordable housing option
Lifetime ISA
Government bonus on savings for first-time buyers
Stamp Duty Relief
Reduced rates and exemptions for eligible buyers
Right to Buy
Council tenant purchase discounts
First Homes Scheme
Discounted properties for local first-time buyers
Current Government Schemes
Updated guides to active UK government homebuyer support programs
Complete Shared Ownership Guide
Everything about shared ownership: how it works, eligibility, costs, staircasing, and the pros and cons of this scheme.
Read GuideLifetime ISA for First-Time Buyers
How to use the Lifetime ISA for home buying, contribution limits, government bonus, and withdrawal rules.
Read GuideStamp Duty Relief & Exemptions
Current stamp duty rates, first-time buyer relief, and other exemptions available in England and Wales.
Read GuideFirst Homes Scheme
Discounted properties for local first-time buyers: eligibility, discounts available, and how to apply.
Read GuideRight to Buy Your Council Home
Complete guide to the Right to Buy scheme: eligibility, discounts, application process, and mortgage options.
Read GuideHelp to Buy ISA Guide
For existing savers: how to claim your 25% government bonus, property purchase requirements, and transition to Lifetime ISA.
Read GuideRent to Buy Scheme
Affordable rent leading to homeownership: how the scheme works, eligibility criteria, and transition process.
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