Mortgage Types Explained
Complete guide to different types of UK mortgages including fixed rate, variable rate, tracker, offset, and specialist products with practical examples.
Read ArticleMortgage Terminology Guide
Understanding mortgage terminology is essential for navigating the UK property finance landscape. From basic concepts to complex financial instruments, our comprehensive glossary provides clear definitions and practical explanations.
Whether you're a first-time buyer learning the basics or an experienced investor dealing with sophisticated structures, these resources will help you understand the language of property finance and make informed decisions.
Basic Terms
Essential mortgage vocabulary for new homebuyers
Legal Terminology
Property law and conveyancing terms explained
Financial Concepts
Interest rates, calculations, and lending terms
Investment Terms
Buy-to-let and commercial property terminology
Insurance & Protection
Mortgage protection and insurance terminology
Regulatory Terms
FCA regulations and compliance terminology
Essential References
Comprehensive guides to UK mortgage terminology and concepts
Interest Rate Terminology
Understanding APR, APRC, base rates, SVR, and other interest rate terms. How different rates are calculated and what they mean for borrowers.
Read ArticleLegal & Property Terms
Essential legal terminology for property transactions including conveyancing, searches, titles, leases, and other legal concepts explained simply.
Read ArticleLending Criteria Terminology
Understanding affordability tests, income multiples, LTV ratios, stress testing, and other lending criteria terms that affect mortgage applications.
Read ArticleCredit & Financial Assessment Terms
Complete guide to UK mortgage credit and financial assessment terminology including credit scores, income verification, debt-to-income ratios, and lender assessment criteria.
Read ArticleInsurance & Protection Terms
Mortgage protection terminology including life insurance, income protection, buildings insurance, and mortgage payment protection schemes.
Read ArticleInvestment Property Terminology
Buy-to-let and commercial property terms including rental yields, portfolio management, ICR, MUFB, and specialist investment concepts.
Read ArticleGovernment Schemes Terminology
Complete guide to UK government housing scheme terminology including Help to Buy, Shared Ownership, Right to Buy, and other government property initiatives.
Read ArticleProperty Valuation & Survey Terms
Complete guide to UK property valuation and survey terminology including homebuyer reports, structural surveys, RICS valuations, and building defect assessments.
Read ArticleFees & Costs Terminology
Complete guide to UK mortgage fees and costs terminology including arrangement fees, broker fees, legal costs, valuation fees, and all charges associated with property finance.
Read ArticleRegulatory & Compliance Terms
Complete guide to UK mortgage regulatory and compliance terminology including FCA regulations, TCF, MMR, responsible lending, consumer protection, and industry standards.
Read ArticleProfessional Services Terminology
Mortgage industry professional services terminology including brokers, surveyors, conveyancers, financial advisors, estate agents, and specialist service providers.
Read ArticleApplication Process Terminology
Complete guide to UK mortgage application process terminology including decision in principle, underwriting, completion stages, and documentation requirements.
Read ArticleMarket & Economic Terms
Essential UK property market and economic terminology including interest rates, inflation, GDP, SWAP rates, and economic indicators affecting mortgage lending and property values.
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