Calculate Your Mortgage Fees
Your Mortgage Fee Breakdown
£0
Total Fees
0%
% of Property Value
£0
Fees per £1k Borrowed
Detailed Fee Breakdown
Arrangement Fee
£0
Broker Fee
£0
Valuation Fee
£0
Legal Fees
£0
Survey Fee
£0
Other Fees
£0
Understanding Mortgage Fees
Arrangement Fees
- Charged by the lender for setting up your mortgage
- Typically range from £0 to £2,000+
- Can often be added to your mortgage
- Higher fees may come with better rates
Valuation Fees
- Cost for the lender's property valuation
- Basic valuations: £150-£500
- May be free with some mortgage deals
- Separate from your own survey
Legal Fees
- Solicitor or conveyancer fees
- Typically £500-£1,500 plus disbursements
- Includes searches and legal work
- Shop around for competitive quotes
Broker Fees
- Fee for mortgage broker services
- Usually £300-£500 for personal service
- Many brokers are paid by commission
- Can save you more than they cost
Typical Fee Ranges
| Fee Type | Typical Range | When Paid | Can Be Added to Loan? |
|---|---|---|---|
| Arrangement Fee | £0 - £2,000+ | On completion | Usually yes |
| Valuation Fee | £150 - £500 | On application | Sometimes |
| Legal Fees | £500 - £1,500 | On completion | No |
| Survey Fee | £300 - £1,000+ | After valuation | No |
| Broker Fee | £300 - £500 | On completion | Sometimes |